Wer flexibel fürs Alter vorsorgen will, hat zwei Möglichkeiten: entweder über eine Lebensversicherung ohne Abschlusskosten (Nettopolice) oder einen ETF-Sparplan.
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The most important thing is to improve and not stop. Even if you have taken some course, this does not mean that you are now a guru. You need to constantly practice, learn something new.
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